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MODERN INSURANCE PROTECTION

WHAT IS INDEX UNIVERSAL LIFE INSURANCE?

Index universal life insurance can help protect your family's standard of living or help fund your child's education in the event of the death of the insured. The policy also offers options to change death benefit amounts or adjust premium payments within certain limitations.

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MULTI-PURPOSE PROTECTION

Index universal life insurance

When you're preparing for your family's future, it's important to cover all your bases. Should you pass away unexpectedly, you want to help protect your family's lifestyle. Additionally, your policy could accumulate value that may be accessed in retirement to help meet your needs.

A truly flexible option, IUL provides the death benefit associated with traditional life insurance plus the potential for policy value accumulation.

  • Federal income tax-free death benefit.
  • Policy value accumulation potential with basic interest account and index account options.
  • Guaranteed minimum interest rate, or floor, brings safety through guarantees.
  • Tax benefits including tax-free loans and withdrawals, tax deferral on any earnings, and tax-free transfers between account options.
  • Now available with the new Concierge Planning RiderSM (Additional Service Rider).
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